A Goal without a Plan is Just a Wish stock photo

Chicago Home and Lifestyles – Setting SMART goals for 2026

A Goal without a Plan is Just a Wish stock photo

Yes, it’s that time again! Time to plan out what we want to achieve in the next year. But, if you really want to be successful and not give up by the end of January, you need a plan. S.M.A.R.T. is an acronym for a plan that has helped many people achieve their goals. Let’s go over the five steps in setting up a smart goals plan.

S stands for specific. You need to clearly define what you want, where and who is involved and why it is important. Just saying you want to get fit is not enough! Saying you will join a gym working out 3 times a week for better cardiovascular health is more specific.

M stands for measurable. This includes a way to track progress, perhaps by numbers or some other way to measure success. For weight loss, it could be a specific number of pounds lost. Instead of just saying I will lose weight, say I will lose 2 pounds per month.

A stands for achievability. Ensure your goal is realistic. Wanting to become a millionaire is great and all, but not necessarily attainable in a year. Budgeting to save $100 a month towards remodeling your kitchen is within reach.

R stands for relevant. Your goals need to align with broader values, objectives, and long-term aspirations. It’s relevant to save for a car to be able to get better employment. Not so relevant to save for a car when your long-term goal is to be debt free.

T stands for timely (or time bound). You need to set specific timeframes and deadlines to complete each task to achieve each goal. This creates focus and urgency. Don’t say get new clients, but say I will sign 4 new clients in the first quarter of the year. 

Smart goals and worksheets along with videos and examples are all over the internet for free. Give it a try, it really works!

Kathleen Weaver-Zech and Dean’s Team Chicago