THIS WEEKEND IN CHICAGO — Turning It Down A Notch!

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After the week we just experienced here in Chicago with a Chicago Cubs 2016 World Series Championship, turning it down a notch this weekend may not be such a bad idea! Besides, we gain an hour as Daylight Savings Time ends on Sunday as well!!

It’s time again to celebrate one of the best comfort foods out there at this year’s Mac & Cheese Fest held at the UIC Forum (725 W. Roosevelt Rd.) in the University Village/Little Italy neighborhood this Saturday offering two sessions (lunch from 12:00 p.m.-3:00 p.m. & dinner from 6:00 p.m.-9:00 p.m.). This event challenges top Chicagoland chefs to create their own spin on mac & cheese while attendees indulge in all you can eat from each participating restaurant as well as voting, along with a panel of foodie judges, for whomever takes home the coveted THE GOLDEN NOODLE for best mac & cheese! Also, a portion of the proceeds will benefit the Ronald McDonald House!!

Celebrating their 6th season of American craft beer, Beerhoptacular is being held at Cinaspace Chicago Film Studios (2558 W. 16th St.) west side of downtown this Saturday with two sessions (1:00 p.m. & 7:00 p.m.). Not only does this Fest feature 75 brewers and 150+ craft beers, but it also will have some of Chicago’s best food trucks, a DJ spinning an all-vinyl playlist, their annual Homebrew Competition, a live insult booth and much more! Also, a portion of the proceeds will benefit the Chicago Fire Department Charity that helps to ease the hardship of families in need!!

Another fundraising event with proceeds going to the Hyde Park Hunger Programs and sponsored by Hodgson Mill Flour is the South Side Pie Challenge 2016 being held at the Hyde Park Neighborhood Club (5480 S. Kenwood Ave.) in the Hyde Park neighborhood this Saturday from 2:00 p.m. to 5:00 p.m. It’s a celebration of autumn and holiday pies that include fruit, nut, sweet potato/pumpkin and crème pies by chefs and amateur bakers of the south side along with live music and coffee by Robust! Ribbons and prizes will be awarded as well to the top 3 winners in each pie category!!

The world-renowned art fair dedicated to Sculpture, Objects, Functional Art and Design, SOFA CHICAGO, returns to Navy Pier, Festival Hall (600 E. Grand Ave.) in the Streeterville neighborhood this Saturday (11:00 a.m.-7:00 p.m.) and Sunday (12:00 p.m.-6:00 p.m.) for its 23rd year. New this year is a revamped floorplan creating a more open and cohesive show layout that includes a new, centrally located main entrance, moving the popular Lecture Series to the show floor for easy accessibility and visibility, a second café, additional lounges and more! It’s the “must attend” art fair of the year!!

Finally, with the holidays quickly approaching, it’s never too early to begin your holiday shopping and this weekend is no exception. The Grove Arts and Craft Faire takes place this weekend and the next (10:00 a.m.-5:00 p.m.) at The Grove (1421 N. Milwaukee Ave.) in Glenview.  Browse through The Grove’s charming historic homes and buildings where there is a magnificent selection of holiday crafts, unique seasonal decorations for Fall, Christmas and Hanukkah, distinctive gifts and home accessories and so much more!

Who’s Turning It Down A Notch?!

SUE MOSS &DEAN’S TEAM CHICAGO

Tips to Cutting Back on Closing Costs When Buying

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Closing costs can add a lot more money to the final price tag when buying a home, and much of them need to be paid right out of the gates. Some of these fees might seem like they came out of nowhere and can be difficult to understand, like origination fees or title insurance. Luckily, there are steps you can take to cut back on these closing costs to potentially save you thousands of dollars at the end of the day.

Here are some tips to keeping a lid on potentially out-of-control closing costs.

Shop Around For Different Quotes From Different Lenders

Getting on the phone with one lender after another is a pain, but it could wind up saving you quite a bit of money in closing costs. Don’t just settle with the first lender you come in contact with – you just never know if there is a better deal out there. Get estimates from a minimum of three different lenders to give you more options for comparison purposes. Consider the entire package when comparing, including interest rates and closing costs. Ask for a Good Faith Estimate (GFE) form, which details every individual fee and makes it easier for you to compare lender packages.

Schedule the Closing For the End of the Month

If you close at the beginning of the month, you’ll be stuck paying in full for that month’s interest, taxes, and HOA fees. Instead, if you close near or at the end of the month, you’ll be left with fewer costs associated with these pro-rated items.

Roll the Closing Costs Into the Mortgage

Lenders might charge you a little bit more to wrap all the closing costs into the mortgage, but if you’re strapped for cash to cover all those pesky closing costs, this could be a great option. Rather than paying all the closing costs upfront, you can pay this amount off over the life of the mortgage instead.

Ask About a Loyalty Program

Some banks offer ‘loyalty programs’ which involves helping clients with closing costs if that bank is used to obtain the mortgage to finance the home. Loyalty programs can lower origination fees for preferred reward members, and thereby reduce the overall total.

Ask the Seller to Help Cover the Closing Costs

This might sound outrageous, but it is an option under the right circumstances. If the seller is motivated enough to make a sale, you could save some money on your closing costs. Many home loans allow sellers to pay up to 6% of the sales price as a closing cost credit, which could be attractive because it is tax-deductible. However, you might need to offer as close to asking price in order to make this option attractive to the seller.

Avoid Paying Points With a Low Mortgage Rate

Buyers can consider “paying down” interest points in order to lower the interest rate on the mortgage. However, considering the fact that mortgage rates have been hovering near historic lows over the recent past, this might not be a good idea right now. Paying upfront discount points is often unnecessary when interest rates are really so low. Doing so will just increase the final closing cost total upfront, which is the opposite of what you’re trying to do.

Get Different Quotes For Homeowner’s Insurance

Just like you should shop around with different lenders to find the best mortgage package for you, shopping around for homeowner’s insurance can also save you some money. Getting different quotes from different insurance providers can lower your closing costs and save you money over the long haul on insurance premiums.

The Bottom Line

Closing costs are inevitable when buying a home, but that doesn’t mean you shouldn’t take some steps to see if they can be reduced. With a little bit of effort on your part and some guidance from your real estate agent, you can get into your new home without breaking the bank.

CHICAGO NEIGHBORHOOD NEWS – Loop, Lakeview, Norwood Park, Naperville, Gold Coast

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LOOP

Amidst the excitement of the Cubs winning the World Series last night and Election Day this coming Tuesday, the Chicago Humanities Festival still has many events available from today 11/3 to next Saturday, 11/12. Many events have already sold out, such as the appearance of The Daily Show‘s host, Trevor Noah, discussing his memoir Born a Crime at the Music Box in Lakeview but there are still plenty of speakers and authors’ lectures still available in the Loop and other locations, covering topics including politics, culture, policy making, technology, art, and everything under the sun to promote the mission of engaging in thoughtful dialogue to find positive solutions while embracing a diversity of ideas through accessibility and quality. The Chicago Humanities Festival began on 11/11/90 with only one day of events and has grown to a 9-day festival in 2016. Don’t miss your chance for an experience you may have never thought to attend without this annual opportunity. See the full schedule of events and get your tickets here.

LAKEVIEW

We’re entering into the month of Thanksgiving and giving in general, so while you’re decluttering your home in preparation for the holidays, please consider donating gently-used or new clothing to the Elks National Veterans Service Commission this year. Donations of warm winter clothes, preferably large men’s sizes, can be dropped off next Friday, 11/1, at the Elks National Memorial Building at 2750 N. Lakeview Ave. between 12:00 – 6:00 p.m. during the Veterans Day Supply Drive. Your donations will be distributed during the Chicago Winter Standdown on 11/18 which gathers veterans to the Northwest Armory (1551 N. Kedzie) for a day of providing meals, haircuts, winter gear, flu shots, and information regarding housing, employment, legal assistant and VA benefits for Chicago’s veterans who are homeless or in need.

NORWOOD PARK

There are also homeless animals to consider with the coming of the winter weather. Bangkok Belly, Asian Cuisine and Sushi Bar, at 6132 N. Northwest Hwy. is holding a fundraiser for Chicago Pet Rescue from 11/6 – 11/10. Mention Chicago Pet Rescue with any dine-in or carry-out order from Sunday 11/6 to Thursday 11/10 and 15% of your total will be donated to Chicago Pet Rescue which is a volunteer-based non-profit agency that places homeless animals with foster homes en route to adoption. It costs you nothing extra for this fundraiser, just remember to mention Chicago Pet Rescue when you order.

NAPERVILLE

Donate your pocket change to help raise funds to purchase holiday pies for the needy. From now through 11/18, Loaves & Fishes Community Services have stationed collection locations at Naperville Park District Administration building (320 W. Jackson Ave.), Alfred Rubin Riverwalk Community Center (305 W. Jackson Ave.), Fort Hill Activity Center (20 Fort Hill Drive), 95th Street Center (2244 W. 95th St.), Knoch Knolls Nature Center (320 Knoch Knolls Road), and Riverwalk Cafe (441 Aurora Ave.). Past years have approximated these small donations to $600 per season yielding over 100 pies for distribution to families in need through the Loaves & Fishes Community Food & Nutrition Program.

GOLD COAST

Ever wonder how the Gold Coast neighborhood stays so vital and beautiful and the processes that make it possible? Gold Coast Neighbors Association (GCNA) is inviting members and non-members to a presentation of the Gold Coast Zoning Process on Saturday 11/19 at the WinTrust Bank at 100 W. North Ave. starting at 11:00 a.m. Main speaker Sam Lichtenfield will expound on his experience as a Chicago attorney who serves on the GCNA Board of Directors and is co-chair of the Zoning Committee. We’re letting you know early so you can take advantage of advance ticket prices. Advance tickets are $10 for GCNA members and $15 for non-members. Door tickets will be $15 for members and $20 for non-members.

CATHY MALLERS & DEAN’S TEAM CHICAGO

KATHY’S HOME & GARDEN TIPS – Start planning for Thanksgiving

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It’s the first week of November already! Boy, does time fly. Thanksgiving week will be here before we know it. Now that we have enough time it’s good to plan for an easy and stress-free holiday.

Think about your menu. You probably have some idea of how many people you are having so plan accordingly. Thanksgiving is a most forgiving menu. Add or subtract a few guests and you are still good.

Turkey and fresh baked goods like pies should be ordered at least two weeks ahead. Plan now for quantities. Bakery pies yield 8 servings. As for turkey, 2 pounds per adult and 1 per child is good and will yield sufficient leftovers. Make sure to stock disposable containers in various sizes for guests to take food home.

There is plenty of time now to try a few new recipes. We all have our family favorites but it’s great to introduce at least one new item a year. Roasted root vegetables are easy and appeal to many eaters with their sweet taste. They can also be made ahead of time for ease on the big day. Mashed skin on red potatoes with garlic are delicious. Sweet potatoes are yummy too. Go online and search. I love americastestkitchens.com and foodnetwork.com.

Go through all your dinnerware, silverware and serving pieces. I bet last year you thought you could use a few more. If you are doing a buffet for a large gathering, see about renting. For one time a year it’s more cost effective than buying. Borrow slow cookers in various sizes to keep side dishes warm. You can buy small slow cookers small enough for hot dips! 

If you work as much as I do it’s hard to find the time to do a thorough house cleaning. Now there is enough time to take it one room at a time. Don’t forget baseboards and ceilings. Check for carpet cleaning specials. Declutter as much as possible. Less to dust! Better yet spurge on a cleaning professional. For around $200 you can get your house cleaned in one day. Money well spent I say!

The sooner you plan for the holiday the less stress you will have. Imagine everything going so smoothly and having enough time to enjoy yourself and your guests. It can be done!

KATHLEEN WEAVER-ZECH & DEAN’S TEAM CHICAGO

RESTAURANT REVIEW – MAD SOCIAL

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When heading over to the West Loop for brunch, you really need to go check out MAD Social located at 1140 W. Madison Street.  We had a group of five of us so got a chance to taste a good portion of the menu.

All of our servings were a very good size, especially the crispy Brussel sprouts. One order of those could feed our whole table. Someone had the traditional steak and eggs which was quite good, especially the sweet pepper succotash. Two of our party had the Havarti Mac & Cheese. This was topped with crispy Brussel sprouts and had sweet corn and wild mushrooms in the mix. One of our party had the Tuna Tower which was a light and filling dish. One of us had the MAD Shakshouka which is a spicy skillet and can be made more spicy if you request it.

The staff was extremely good. They were there but not hovering and gave really good suggestions from the menu. As far as ambience, it was a great place to spend your afternoon. The music wasn’t too loud. The seating was comfortable. There were a couple TVs up so you could watch sports if you wanted (and this weekend the Cubs fans were out in full force).

The overall cost without drinks is very affordable between $11-30 per person. With drinks, you are probably looking at $50 per person. The location is very easy to get to and there is pretty good parking in the area.

CATHY MALLERS & DEAN’S TEAM CHICAGO

Minimum Property Requirements For VA Home Loans

There are plenty of advantages of having a VA home loan compared to a conventional mortgage, including a minimal down payment requirement, no Private Mortgage Insurance (PMI), and competitive interest rates. Most military members, veterans, National Guard members, and spouses of military members who died on active duty can apply for a VA loan and reap the rewards that come with some mortgages.

However, not only do you have to be eligible for this specialized type of home loan, so does your property. The reasons for this is to protect you against any unexpected and unpleasant surprises that can end up being very costly.

In order for a home to qualify for a VA home loan, it needs to meet Minimum Property Requirements (MRPs) to help ensure that military personnel and veterans have a safe place to live.

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Access

The property you’re trying to obtain a VA mortgage to pay for must be accessible all year long, no matter how your next-door neighbor’s property is being used. There also needs to be adequate space between your home and the one next door to allow for sufficient maintenance of each building.

Residential Needs

VA appraisers will look at a number of things about the property before it is considered eligible for a VA home loan: it needs to have a space for living, sleeping, cooking and eating, as well as a bathroom.

Water, Sewer, and Mechanical Systems

Not only does the home have to provide an actual residential living space for the occupants, it also must pass certain requirements as far as its mechanical, sewer, and water systems are concerned. The property must have:

▪ Safe waste flow into a sewer or septic tank

▪ An adequate water supply that is continuous and safe to drink, and is sufficient for all its occupants if it is shared

▪ No more than four units that share a utility room, storage space, and laundry facilities

▪ A separate shut-off for gas, power, water and sewer

▪ An adequate and safe mechanical system

▪ Proper drainage away from the building with stable ground cover

Roof

The roof of the home can’t have any leaks, and if any repairs were done in the past, at least three layers of shingles had to have been removed before replacing the roof with new shingles. 

Attic and Crawl Space

These spaces need to have natural ventilation that is void of any dirt or dust, and have plenty of room for any ductwork, plumbing, and electrical repair.

Structure

The actual building itself needs to be in good shape. That means no termite damage, mold, rotting wood, broken windows, bad construction, moisture, or exposed electrical wires should be present.

The Bottom Line

Basically, the MPRs associated with VA home loans require that a home should be safe, sanitary, and structurally sound for those who live in it. A VA appraiser will need to assess the home and the lot it sits on to ensure that it meets these requirements before a VA home loan can be approved.

THIS WEEKEND IN CHICAGO — Celebrating the Festival for the Dead – Halloween!

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Did you know that Halloween is said to be more Irish than St. Patrick’s Day? Its origins come from an ancient Celtic festival for the dead called “Samhain.” The Celts believed the ghosts of the dead roamed Earth on this holiday, so people would dress in costumes and leave “treats” out on their front doors to appease the roaming spirits. Well, here in Chicago, we’ll be appeasing those roaming spirits ourselves this weekend!

Celebrating its 30th anniversary this year, Spooky Zoo Spectacular held at Lincoln Park Zoo (2200 N. Cannon Dr.) in the Lincoln Park neighborhood this Saturday (10:00 a.m.-1:00 p.m.) will have even more special Halloween-inspired activities for its guest. This family-friendly event features family entertainment on the main stage, a Toddler Zone filled with activities, Fall Fest rides & activities, a Haunted House, educational arts & crafts, trick-or-treating throughout the zoo and more! Don’t forget to wear a costume or the spirits will find you!!

No Halloween celebration is complete without stopping by Halloween at Navy Pier located at 600 E. Grand Ave. in the Streeterville neighborhood this Saturday, Sunday & even Monday! The Pier will be featuring a wide-variety of Halloween-themed events both free & ticketed which include Pier-wide trick-or-treating, a costume contest (Sat. 5 p.m.), an outdoor screening of “The Addams Family” in Polk Park (Sat. 6 p.m.), a spooktacular Halloween fireworks show (Sat. 9:30 p.m.), a Haunted Maze of 4,800 square feet of pure terror (Sat. 6 p.m.-10 p.m.; Sun. 4 p.m.-8 p.m.) and much more!! And, of course, Saturday night brings an evening of haunted grandeur with two parties – The Haunted Halloween Ball (Aon Grand Ballroom, 8 p.m.) and the Saints & Sinners at Lakeview Terrace for an evening of luxury and fright!!!

Don your best Halloween costume for the River North Halloween Crawl this Saturday from 8:00 p.m. to 12:00 a.m. in the River North neighborhood. Participants will crawl from bar to bar at River North’s best bars where their ticket gets them a dinner buffet, three gift cards to use on the crawl and a chance to compete in the Costume Contest! And, if you’re not ready to call it quits at midnight, the following bars are open until 5 a.m.: Clark St. Ale House, Social 25 and Boss Bar!! Celebrate safely!!!

Experience a night of thrills at Chicago’s biggest Halloween bash the Haunted Halloween Ball at the 122-year-old Congress Plaza Hotel (520 S. Michigan Ave.) in The Loop this Saturday (9:00 p.m.-3:00 a.m.). Classified as one of the most haunted hotels in the world by USA Today, costumed party-goers will experience both a luxury hotel gala and the terror and chills of a haunted house as the ballrooms are transformed into an abandoned hotel run by zombies! This experience also includes a cash bar with top shelf cocktails, celebrity DJs, VIP table service and much more!! BTW, there’s a $3,000 cash prize costume contest!!!

Lastly, The Logan Theatre (2646 N. Milwaukee Ave.) in the Logan Square neighborhood is wrapping up their 5th Annual Horror Movie Madness Festival with the following films being shown this weekend:

Nosferatu w/Live Accompaniment (1922) – this Saturday (10:30 p.m.)
A full, authentic silent film experience enhanced by Chicago’s foremost photoplay organist, Jay Warren, who brings all the color, excitement, and glamour of the silent film era back to life with his original scores for the silver screen.

Nosferatu w/Original Score (1922) – this Sunday (10:30 p.m.)
Vampire Count Orlok expresses interest in a new residence and real estate agent Hutter’s wife. Silent classic based on the story “Dracula.”

Halloween (1978) – this Saturday and Sunday (11:00 p.m.)
On Halloween night of 1963, six-year-old Michael Myers stabbed his sister to death. After sitting in a mental hospital for 15 years, Myers escapes and returns to Haddonfield to kill.

It’s The Great Pumpkin Charlie Brown – Family Matinee, this Sunday (3:00 p.m.)

Finally, for more Halloween in Chicago events & haunted tours taking place this weekend, just click this link!

Do You Dare to Join Us as We Celebrate the Festival for the Dead?

SUE MOSS & DEAN’S TEAM CHICAGO

CHICAGO NEIGHBORHOOD NEWS – Oak Park, Portage Park, Lincoln Park, Loop, Old Town

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OAK PARK

If you wind up ending your work week feeling like a zombie then slog your way out to the Culver’s at 6943 W. Roosevelt Rd. to join the 7th Annual Zombie Walk & Pub Crawl tomorrow, Friday 10/28. The organized event kicks off from 5:30 – 7:00 p.m. with zombie make-up if you don’t wear your own. Then $25 wristbands can be purchased at the crawl’s 1st stop, Commodore Barry American Legion Post (6919 W. Roosevelt Rd.), which grant you drink specials and complementary brain-free (I assume) food at the conclusion of the crawl which officially ends by 11:00 p.m. Of course neighborhood bars will remain open until their usual closing times of around 2:00 a.m. so you can continue your creepy fun if you so choose.

PORTAGE PARK

Spook-tacular events abound especially at The Chicago Ballet Center. Costumes are highly encouraged but not necessary for your little ones to enjoy dancing, Halloween games and light refreshments on Sunday 10/30 from 2:00 – 6:00 p.m. at 4041 N. Milwaukee Ave.

LINCOLN PARK

With its own SpookTacular celebration on Sunday, Clark Street Lincoln Park is inviting one and all for an afternoon of Trick-or-Treating at participating businesses along Clark St. from Diversey to Armitage and on the south side of Diversey from Orchard to Lakeview during the hours of 1:00 – 4:00 p.m. Follow the link above so you won’t miss the Costume Contest’s Judging Times for your specific age-range or group. You’ll need to arrive 15 minutes prior to judging times from 2:00 – 4:00 p.m. at 2558 N. Clark so don’t be late. And the winners for the Scarecrows on Parade contest will be announced from 3:30 – 4:30 p.m. Be sure to place your vote for the best scarecrow display created by the local business owner of your choice that have been spooking up the area since October 8th.

LOOP

New sections of the Chicago Riverwalk, the $98.66 million recreation park, have been opened to the public as of this week. Water Plaza features interactive decorative fountains between LaSalle and Wells St.; The Jetty located between Wells and Franklin Streets offers fishing piers and educational sites to learn more about the underwater “fish hotel” and the Chicago River itself; and the Riverbank walk is open between Lake and Franklin/Orleans. Construction continues so that the 1.3-mile pedestrian walkway will be accessible to Wacker Dr. and Lake St.

OLD TOWN

There’s a new exhibit at the Chicago History Museum called Making Mainbocher: The First American Couturier which is running from 10/22/16 to 8/20/17, and you may be surprised at how recognizable these iconic fashions are. Mainbocher is a fashion label that was founded in 1929 by Main Rousseau Bocher and some of his most famous work include the uniforms for the World War II Navy WAVES and the Girl Scouts of America. Educated in Paris with a prolific career in New York, Bocher was born and raised in Chicago and was the first American to be regarded as a success in the couture fashion industry. His work was most popular during the 1930s – 1940s and he was selected to design the wedding dress for the Duchess of Windsor, Wallis Simpson, in 1937. Check out the exhibit for some classy Halloween costume inspiration.

CATHY MALLERS & DEAN’S TEAM CHICAGO

6 Real Estate Ad Terms to Be Wary Of

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Real estate listings are very cleverly written. After all, there’s only so much space allotted for a thorough description of a property, so just the right words need to be used to paint a good picture of the home.

However, it’s important for buyers to be able to understand when listings are highlighting positive features, while downplaying negative aspects. By looking very carefully at how listings are worded and becoming familiar with popular euphemisms, you can successfully interpret these descriptions and make a more informed decision about whether or not a property is worth a look.

Here are 6 real estate terms you should be on the lookout for that could be red flags.

1. “Cozy”

The term “cozy” may instill feelings of a welcoming, inviting environment that is pleasant to hang out in. However, the word is often used in the world of real estate to reference the small size of a home. While tiny homes are becoming increasingly popular among homebuyers, a shortage in square footage may not be right for everyone, including you. If you see the word “cozy” in a listing, don’t be surprised if the home is a tad on the small side.

2. “TLC”

If the term “TLC” pops up in a listing, that directly translates into a property that’s in need of some updating. How much updating remains to be seen, but you could very well be dealing with a home that might need extensive renovations in order to bring it up to par. This might not be what you’re looking for if you want a turn-key, move-in ready home. On the other hand, if you’re looking for a fixer-upper that you can put your personal touch on, or simply want to flip for a profit, “TLC” might be exactly what you’re looking for in a listing description.

3. “Vintage”

The word “vintage” might sound cool, and could realistically signify a home with old-world charm that’s got plenty of value in its antique features. On the other hand, it could simply be a fancy word for “old.” If you’re into homes that still have their original decor from decades ago, great. If not, you will likely be dealing with a home that needs some cosmetic updating, which can get expensive.

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4. “Back on the Market”

Why did the home have to go back on the market? While a failed deal could very well have been the fault of the buyer, there’s also a possibility that something is wrong with the home that the buyer didn’t find out until after the deal was still in escrow.

Whatever the case may be, it would be worth doing a little digging to find out if there are any potential issues with the home that could deter you from finalizing a purchase. Look out for major problems that may be hidden by quick-fix repairs, and get a reliable home inspector in to help you pinpoint any hidden issues.

5. “Lots of Character”

A home with “character” may be very attractive to one buyer, but it could also be downright weird to another. A lot of “character” in a home could just be another way of saying “odd,” “quirky,” or “off-the-wall.” If you actually visit the home for a showing, you just might be greeted with orange wall-to-wall shag carpeting, purple velvet wallpaper, or basement ceilings that require you to hunch over in order to fit.

6. “Quiet”

Depending on what you’re looking for, a “quiet” location just might be perfect. But just make sure the location isn’t too far away from civilization for your liking. Most listings tend to come with a map that pinpoints exactly where a home is located. You might be looking for a home that’s not subjected to lots of car traffic or plenty of noisy neighborhood kids, but just make sure you’re ready and willing to live in a home that is miles away from everything, including your next-door neighbor’s. 

The Bottom Line

At the end of the day, you’ll need to get a closer look at a home in person in order to accurately gauge what the condition and look it is like. Real estate agents are doing their best to attract potential buyers for their clients, so whipping up a creative listing is one of their first steps in the listing process. Most ads are honest descriptions, but it’s still a good idea to be able to decode some of the most frequently used euphemisms in order to get a better understanding of what you’re dealing with.

KATHY’S HOME & GARDEN TIPS – Natural Cleaning Hacks

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Oil stains on kitchen rugs usually meant throwing them out for me! Then I found this simple natural cleaning hack. Sprinkle the stain liberally with baking soda. Work it in with a wet cloth. Let the rug dry overnight, shake and voila, stain gone. Baking soda absorbs the grease. It’s wonderful for this as well as being a great gentle abrasive and deodorizer.

Nail polish spill on the rug? Don’t freak. Use a microfiber cloth with rubbing alcohol. Blot as much as possible with paper towels first. Drizzle with rubbing alcohol and blot with the microfiber towel. Repeat as necessary. Rinse by blotting with a clean microfiber towel and cool water.

How can the washer get dirty? But it does. Spray the entire inside liberally with vinegar in a spray bottle. Scrub thoroughly with a sponge with a gentle scrubber side. Rinse well with a small bucket of warm water, especially at the top where water doesn’t reach during a normal cycle. Add two more cups of water to the drum and run a normal cycle with hot water to reach all the places you can’t by hand. 

You can make a simple laundry stain remover with only 2 ingredients. Mix 1 cup 3% hydrogen peroxide with ½ cup liquid dish soap (I recommend blue Dawn®) in a clean spray bottle. Work into the stain by rubbing the fabric together or gently with a toothbrush. Launder as usual. This also works well on carpeting. Blot with cool water to rinse.

Your kitchen sink and drain are two of the most germiest places in the house. Here is where we need to use bleach. Always work in a well-ventilated area, wear rubber gloves and a face mask if you have any breathing problems. Fill the sink ¼ of the way with cool water. Let stand for 15 minutes. Let the water slowly down the drain. Carefully wipe down the sides of the sink. Rinse well and towel dry to prevent water spots.

KATHLEEN WEAVER-ZECH & DEAN’S TEAM CHICAGO