THIS WEEKEND IN CHICAGO – Providing Relief from the Winter Temps!

article-entertainment-featured-011317

Getting back into the swing-of-things after the holidays can be a daunting task especially when it’s winter time.  But Chicago has you covered with a weekend that’s sure to provide some relief from the winter temperatures!

The 32nd annual Cubs Convention is this weekend at the Sheraton Grand Chicago (301 E. Water St.) in the Streeterville neighborhood.  Join thousands of fans as they welcome back players and coaches from the 2016 World Series Championship team!  Besides traditional fan favorites such as Cubs Jeopardy, Kids Only Press Conference and others, this year’s convention will expand its line-up with new additions that include:  the Cubs Trophy Tour (fans can take photos with the World Series Trophy in the Cubs Trophy Room); the On the Mound panel (discussing their 2016 and upcoming 2017 seasons are Cubs pitchers Jake Arrieta, Kyle Hendricks, Mike Montgomery and Wade Davis); the All-Star Infield discussion (relive the World Series run with Cubs All-Stars Kris Bryant, Anthony Rizzo, Addison Russell and Ben Zobrist); Clark’s Clubhouse (kids’ activity area that includes balloon artists, caricatures, a coloring station, face painting, fun games and inflatable T-ball & speed pitch) and others!  Saturday wraps-up with Cubs Bingo while Sunday concludes with additional autograph sessions and the Down on the Farm and Remembering ’84 panels.  Aw, baseball in winter!!

Another annual winter show taking place this Saturday (10:00 a.m.-8:00 p.m.) and Sunday (10:00 a.m.-5:00 p.m.) is the Progressive Insurance Chicago Boat, RV & Strictly Sail show at McCormick Place South (2301 S. Lake Shore Dr.) in the South Loop.  This show has everything needed for summer adventures spent on the water, featuring the best deals on over 600 power & sailboats, as well as dozens of RVs and marine & outdoor accessories.  Besides extensive boating and sailing seminars, this show also features a Sailing Simulator (free sailing lessons), a Corona Find Your Beach Bar & Cantina (put yourself in a vacation state of mind), the Huck Finn Trout Pond (free fishing for those 12 years old & younger), a Simple Machines Scavenger Hunt for Kids and many others!  It’s the most comprehensive sailing program in the U.S. and one of the premier destinations for outdoor enthusiasts!!

Playing at selected theaters for a special sneak peek, the AMC River East 21 (322 E. Illinois St.) in the Streeterville neighborhood will feature Disney Junior At The Movies:  Mickey’s BIG Celebration this Saturday at 10:00 a.m.  Join Mickey as he celebrates his birthday and be the first to see his all new series “Mickey and the Roadster Racers” on the big screen!  Attendees will have the opportunity to sing and dance with all their Disney Junior favorites, receive a free e-book download, receive a $5 offer to the Disney Store, as well as many other giveaways!  It’s sure to be a fun and interactive experience for all!!

Finally, what better way to hunker down on the winter temps than at Time Out Chicago’s Grilled Cheese Meltdown this Saturday with three sessions (11:30 a.m.-1:30 p.m., 2:00 p.m.-4:00 p.m., 4:30 p.m.-6:30 p.m.) at Thalia Hall (1807 S. Allport St.) in the Pilsen neighborhood.  This 2nd annual event features some of the City’s best restaurants, including Gayle’s Best Ever Grilled Cheese, Cheesie’s Pub & Grub; Toasty Cheese Mobile Eatery, Jerry’s and others, offering their version of this cheesy and melty sandwich!  Don’t forget to cast your vote to crown a champion!!

How Will You Get Your Relief?

Extra Expenses You May Not Have Thought Of When Renting

extra-expenses-you-may-not-have-thought-of-when-renting

Renting out your own apartment is exciting and liberating, especially when you’re just moving out on your own for the very first time. There are various expenses that you don’t necessarily have to worry about that come with homeownership, including mortgage insurance, property taxes, maintenance fees, and others.

However, there are still plenty of other expenses that you will likely be responsible for covering aside from your monthly rent. It’s important to be aware of these expenses and factor them into your budget in order to make sure you’re comfortable and capable of handling these expenses.

Before you sign that lease, make sure you include the following costs in your overall monthly budget.

Storage Fees

Many apartments come with a storage locker as part of the overall unit and associated rent. However, some units don’t. If your apartment doesn’t have a lot of space, or the storage locker that comes with it is too small to fit some of your larger items, you might need to rent out extra storage space.

Depending on your location and the size of the storage space, you could be looking at spending anywhere from $30 to $200 a month for the extra storage facilities.

Security Deposit

It’s no secret that the majority of landlords require an up-front security deposit on top of your advanced rent payment, which is usually a few hundred dollars. The good news is that you can get that money back when you move out, but don’t expect to see a penny if you leave the place in shambles. If there are any repairs or improvements that need to be made before you vacate, the money needed to make such changes will come directly from that deposit. It can also be used to cover any back rent, damage, cleaning, or key replacement.

In addition, some apartments and landlords charge non-refundable move-in fees that you won’t get back, even if you leave the place in pristine condition. Make sure you read the fine print on your lease to see what money paid is refundable, and what isn’t.

Renters Insurance

Homeowners aren’t the only ones who are responsible for insuring their belongings. While the unit itself is the responsibility of the owner to insure, you are responsible for any coverage for your belongings, including your furniture, electronics, or any other valuables that don’t come with the apartment. You don’t necessarily have to take such insurance coverage out, but it would be in your best interests to do so. Not only that, your landlord may require it.

The good news is that renter’s insurance is typically a lot cheaper than property insurance, and can cost as little as $10 a month, depending on how much coverage you need. In the event of a fire or theft, you’ll be financially compensated for any losses suffered.

Utilities

Before you sign a lease, make sure to find out if utilities are included, or if they’re extra. While many rent prices include utilities – such as electricity, gas, water, sewer, garbage, cable, telephone, or internet – others don’t.

If the particular apartment you are planning to rent out does not include utilities, find out how much they are first. Your landlord should be able to provide you with that information, after which you can include that figure in your budget and see if it’s something you can comfortably afford.

Improvement Projects

Some leases may stipulate a requirement for vacating tenants to bring the unit back to a certain condition before being released of all obligations under the agreement. If such a stipulation is part of your lease, you should expect to take on certain tasks to bring the unit back to its original state. That can include painting the walls or making any minor repairs to floors and other components. Such improvements cost money, which should be factored into your overall budget.

Pet Deposit

If you plan on moving your pet into your unit, your landlord may require a one-time up-front deposit in order to compensate for any potential damage that your furry friend causes.

Moving Fee

This isn’t reserved just for rentals, but you’ll need to account for any moving fees associated with filling your new apartment with all your furniture and belongings. Even if you don’t hire a moving company to take care of the moving and decide to handle it yourself, you’ll still need to buy packing and moving materials like boxes and tape, and you may even need to rent out a van to make the job easier.

The Bottom Line

Renting is often the most affordable option for those who are just getting their feet wet in the real estate market. However, there are still plenty of expenses to cover aside from the monthly rent. Make sure you’re aware of such fees and tack them onto to your budget to make sure you’re signing a lease that you’re comfortable with.

CHICAGO NEIGHBORHOOD NEWS- Lincoln Park, Bucktown and Wicker Park, Lakeview, Old Town, Logan Square, Portage Park

article-featured-neighborhood-011217

Lincoln Park: Your tastebuds have been waiting and it’s finally time… the list of restaurants for Savor Lincoln Park 2017 has been released! If you’re not already familiar, this one-night-only event will include food, drinks, silent auction items, and even a vintage photo booth. Restaurants include Earls Kitchen + Bar, Geja’s Café, Kings Bowl, Knife & Tine, Nando’s Peri-Peri, and White Oak Tavern. Revolution Brewing will be featured, along with other samplings of wine and beer. The event will take place at the iO Theater, 1501 North Kingsbury Street, on January 24 from 6-9 pm. You can purchase tickets here for $40 or at the door (if available) for $50.

Bucktown and Wicker Park: Legenza’s On Tour Brewing Company is a brand new feature in this neighborhood, having opened yesterday at 3 pm. The space includes a brewery, tasting room, and barrel-aging room. The business will be credit card only, no cash accepted (except for tips). The brewery is located near numerous local breweries, including Goose Island, Forbidden Root, Like Minds, and Hubbard’s Cave. The brewery itself will not serve food, but they are encouraging guests to BYOF (bring your own food). They also plan a food-truck lineup release for February. Located at 1725 Hubbard St., the brewery is open from Wednesday to Sunday. You can find more information here at their website or on their Facebook page.

Lakeview: On January 15, the Thousand Waves Martial Arts & Self-Defense Center will be offering a free 3-hour workshop. The workshop will focus on self-defense strategies, in addition to discussions on how to properly advocate for targeted communities. Focus will also be placed on de-escalation tactics for victims of bigoted acts, including homophobia, racism, and Islamophobia. You can find more information about the center on their website. The workshop will run from 1:30 to 4:30 pm this Sunday.

Edgewater: Edgewater’s first wine-bar and restaurant opened in late December at 5959 N. Broadway. Income Tax has a simple menu, divided by region: Spain, France, Italy, and Germany. It includes eye-catching dishes like the Strangolapreti: fried spinach dumplings served with ricotta and brown butter. This quaint spot takes reservations and is open Tuesday through Saturday, from 5- 11 pm.

Logan Square: The quirky, beach-themed bar, Surf, in Logan Square will close its doors after only 6 months of “hanging ten”. The owners will be replacing the bar with a pop-up event space, designed to be an extension of the arcade Emporium next door. Co-owner Danny Marks is beginning a partnership with Fernet-Branca, a liquer brand. The new place will be called “Branca Bar” and will host different food, art, and drink partners for short engagements. Branca Bar opens February 1.

Portage Park: In Chicago’s bustling theatre scene, there’s always something to see. Through January 15, The Gift Theater (4802 N. Milwaukee Ave.) is presenting 10 short plays. Each play is 10 minutes long. Though the festival is presented annually, the plays are different each year. The theatre’s improv troop, Natural Gas, will also be featured in the show. Catch the show this Thursday at 7:30 pm, Friday at 7:30 pm, Saturday at 3:30 and 7:30 pm, and Sunday at 2:30 pm. Tickets are available here.

RACHEL HOOVLER & DEAN’S TEAM CHICAGO

Restaurant Review – Dawali Mediterranean Kitchen

article-review-content-011117

This week took me to Dawali Mediterranean Kitchen. Located at 1625 N Halsted, this spot is both surprising and unique. I came in on Saturday night, planning to see a movie afterward at the nearby Arclight Theatre. The restaurant was packed, every table bustling with patrons eating before a show at Steppenwolf. Although there is a limited number of tables, the hostess was cheery and efficient and I was seated within 10 minutes of my arrival.

I began with the Ful Mudammas, a house specialty. This distinctive dish is a puree of spiced fava beans, lemon, and garlic. Served warm, it comes with a basket of piping hot pita bread. The dip has a wonderful texture and is very flavorful. It is a definite must-try! For my entrée, I tried the Chicken Shawerma sandwich. The chicken was spicy and moist, surrounded by crunchy, fresh vegetables, and wrapped in a pita pocket. The tahini sauce on the side was also quite tasty. On my way out, I spotted a small bowl of what looked like sprinkles at the host stand. They are actually candy-coated fennel seeds, with a lovely anise flavor. Quite a refreshing way to end my meal!

Because of its stellar location and intimate atmosphere, Dawali is sure to be a busy spot on the weekends. Even with a large number of patrons, the atmosphere is casual and calm. The restaurant is  BYOB, with no corkage fees. Prices are extremely reasonable, ranging from $4.95 for their falafel sandwich to $15.95 for the most expensive combo plate. Open Tuesdays through Thursdays from 11 am-930 pm, Fridays/Saturdays from 11 am-1030 pm, and Sundays from 11 am-930 pm.

RACHEL HOOVLER & DEAN’S TEAM CHICAGO

Kathy’s Home & Garden Tips – Fireplace Safety and Children

article-chimney-011316

With cold weather across the nation since the holidays, many people will be using their fireplaces. There are a few safety tips that need to be followed (although some are obvious), especially if you have young children in the house.

Have the fireplace and chimney inspected by a professional annually. Even if it’s not time for a cleaning, there could be animal nests or other blockages that will prevent smoke from escaping. Always have a fireplace inspected before use in a new home.

You should always clean out the ashes from previous fires. The ashes should never be more than an inch. Heavy ash buildup will restrict airflow to the fire and cause more smoke. Use a grate. It’s also best to use smaller logs, these will burn faster and produce less smoke.

To prevent heat loss in the house, use glass screens and keep them closed. You will still get the same heat benefits.

Teach the young ones that the glass is hot and they should never touch it! There are safety screens available to keep the kids away. In any event, always teach children to have a healthy respect for fire. Never leave a fire unattended or a child alone near the fireplace. Make sure fires are completely out before leaving the house or going to bed.

Keep flammable materials like blankets and newspapers well away from the fireplace as materials do not have to be in direct contact to ignite. Make sure drapes and furniture are also at a safe distance.

Always check that the damper or flue is fully open before starting a fire. Don’t simply trust the lever; look up the chimney with a mirror or flashlight.  As embers can still produce smoke, keep it open until the embers are completely out. This will help to draw the smoke up and out of the house.

Use wood that is well aged, dry, and cut specifically for fireplace burning. Don’t use green or wet wood. This generates more smoke and leaves more soot behind. Don’t burn cardboard or gift wrapping, as these can give off dangerous chemicals.

Install smoke and carbon monoxide detectors and make sure they are in working order. The new detectors are so easy and user friendly now. Simply plug in a combo smoke/monoxide detector and you’re ready to go. Keep a nearby window cracked while the fireplace is in use.

A fireplace is so cozy and curling up near one is wonderful in the fall and winter. Just make sure yours is in tip-top working order and your children are safe.

KATHY WEAVER-ZECH & DEAN’S TEAM CHICAGO

Should You Lock in or “Float” Your Mortgage Rate?

should-you-lock-in-or-float-your-mortgage-rate-featured

When it comes time for you to shop for a mortgage, you’ll be faced with plenty of options, one of which is whether to “lock” or “float” your mortgage rate. What do each of these mean, and what are their differences? More importantly, which option is best for you?

Locking Your Rate

Locking in your interest rate essentially means that you will be bound to a specific interest rate throughout the term of your mortgage. You and your lender have a specific window within which to close the loan, which is typically anywhere between 15 to 60 days.

If you lock in your rate within this time period, that is the rate you will be bound to throughout the mortgage term. It will always remain the same, even if the market rate fluctuates. A locked-rate mortgage essentially means that you are guaranteed a specific interest rate on your mortgage. Your interest rate will not change, even if mortgage rates dip or spike over the term of your mortgage.

This is obviously advantageous if rates increase at some point. However, it also means that you will miss out on potential savings if the rates decrease.

It’s important for you to understand the difference between a rate “quote” versus a rate “lock.” A lender may quote you a certain rate when you apply for a mortgage, but that doesn’t necessarily mean that’s the rate you will be able to lock into. The rate can change from the time you’re quoted to the time your mortgage closes. Be sure that you fully understand whether or not you’re locked in; if you are, confirm what the interest rate and terms are in writing.

Borrowers often choose to lock in their rates because they like the peace of mind knowing that their monthly payments will always stay the same. This makes it a lot easier to budget. If your tolerance for risk isn’t very high, then locking in is likely a more sound option for you.

Floating Your Rate

If you choose to float your interest rate, you are assuming the risk that the rate will either increase or decrease at some point before your mortgage closes. Obviously, if rates drop, you will benefit; on the other hand, your lender will benefit if rates rise. If you are not locked in and “float” your rate instead, you need to be willing to assume this inherent risk.

During the time frame within which you and your lender have to close the home loan, the rates can rise, fall, or remain where they are. The longer this time frame is, the higher the chances of fluctuation in the interest rate.

If rates have been on the decline lately and are anticipated to continue on this downward trend, you might want to consider floating your rate if you believe rates will be lower by the time your mortgage closes compared to what they are today. This is the predominant reason that most borrowers choose to float their interest rate on their home loan. If interest rates have been on the decline, floating your interest rate makes sense, depending on the length of time that you have to lock in the rate.

If the rate drops, you can either choose to continue to let it float, or get in touch with your lender to lock the rate. On the other hand, if the rate starts rising, you will need to decide if you want to risk letting your rate continue to float, or to lock it in now to avoid any further potential increases.

Floating your rate might make sense if you are only planning on keeping your home for a short period of time, in which case you will only be keeping your mortgage for a short time period.

You should understand the potential consequences of letting your rate float too high. If rates rise so high that you will no longer be able to afford your monthly mortgage payments as a result, you are essentially “floating” yourself out of your mortgage. At this point, your lender will likely not approve your home loan, so make sure you are very vigilant with the interest rates if you choose to float your rate.

Locking With the Option to “Float Down” the Rate

You lender may be willing to extend a locked-in rate with the option for you to float the rate down if interest rates happen to decrease at some point during the lock-in period. This can give you the opportunity to take advantage of a lower rate and protect against an increase.

This type of arrangement does come at a cost, as it is typically more expensive than a locked-in rate mortgage without the option to float down the rate. Consider the costs associated with such an option before choosing it, if your lender offers it at all.

The Bottom Line

Consider what your specific goals are, how high your level of risk tolerance is, and how interest rates are currently behaving before you choose between locking or floating your mortgage rate. Your real estate agent and mortgage specialist will be able to fill you in on the current market to help you make a more sound decision.

THIS WEEKEND IN CHICAGO – Making the Most of Our Post-Holiday Weekend!

article-featured-010617

The Holidays are behind us and that means it’s back to reality next week for all of us.  However, we do have a weekend left before then, so let’s make the most of this post-Holiday weekend!

The Chicago Polar Dash is scheduled to take place this Saturday (8:00 a.m.) at Soldier Field (1410 S. Museum Campus Dr.) in the South Loop.  New in 2017 is the Mt. Everest Challenge which consists of three races: a Half Marathon, a 5K and a 1700 meter.  Each participant for this challenge will receive all three race medals plus the Mt. Everest Challenge Medal!  Or there’s the Yeti Challenge which consists of three races as well: a 10K, a 5K and a 1700 meter.  Each participant for this challenge will receive all three race medals plus the Yeti Challenge Medal!  Also new for 2017 is the 1700-meter race which is a fun, quick jaunt along the frozen-solid banks of Chicago’s Lake Front.  All participants for this race will receive a stained-glass medal and hot chocolate at the Finish Line with adult participants receiving a full-zip Polar Dash Fleece and youth participants receiving a Polar Dash Hat!  If you find yourself asking, “Why would anyone do this in January in Chicago?”, the answer is simple – because Chicagoans run outside Year-Round!!

Join in the 20th anniversary celebration of the MS2 Pub Crawl this Saturday beginning at 2:00 p.m. at Schubas Tavern (3159 N. Southport Ave.) in the Lakeview neighborhood.  The crawl will continue down the Southport Corridor to Southport Lanes (4p-6p), D’Agostino’s (6p-8p), Schoolyard (8p-10p) and Butcher’s Tap (10p-12a).  A $30 donation will give you access to specials at the bars and raffle tickets will be available throughout the day.  The drawing will take place at the last bar of the day!

Ok, Ok, so you prefer to do something that keeps you indoors!  Well, here are a few choices:

The Winter Flower & Train Show wraps-up this Saturday & Sunday (9:00 a.m.-5:00 p.m.) at the Lincoln Park Conservatory (2391 N. Stockton Dr.) in the Lincoln Park neighborhood.  Enjoy the last of this Winter Wonderland as lanterns with golden-yellow lights and lighted evergreen trees invite visitors to view several model trains that travel among garden scale homes and businesses.  They are accentuated by festive plant arrangements of poinsettias such as the Goldrush, Autumn Leaves, Orange Spice and other varieties!

It’s Children’s Storytime once again at the Barnes & Noble (1441 W. Webster Ave.) in the Lincoln Park neighborhood this Saturday at 11:00 a.m.  This fun, and classic storytime will bring young readers into the happy world of Clifford the Big Red Dog and his friends!  Afterwards, the fun continues with activities and coloring!!

The Chicago Sketch Comedy Festival debuted in 2002 with only 35 local sketch comedy groups and is now the largest in the world with over 180 groups from around the globe.  It’s back again with nearly 200 shows over 8 days!  Performances will take place every hour, on the hour this Saturday from 5:00 p.m. to 11:00 p.m. and Sunday from 1:00 p.m. to 8:00 p.m. at Stage 773 (1225 W. Belmont Ave.) in the Lakeview neighborhood.  It’s time for a good chuckle to warm, and possibly thaw-out, the cockles of your heart!!

Finally, let’s not forget about our other hockey team, Chicago Wolves Professional Hockey who are four-time champions delivering top-flight and top-notch hockey to the Allstate Arena (6920 Mannheim Rd.) in Rosemont.  This Saturday at 7:00 p.m. the Wolves will be taking on the Charlotte Checkers but before then, the fun starts with a pre-game show featuring fireworks and pyro.  Also, Mascot Skates and the Wolves have teamed up with Chicago’s Department of Animal Care and Control for their Adopt-A-Dog Program to find loving families for dogs. It will be held in the South Lobby this Saturday.  Be a hero and save one of Skates’ Sidekicks!  It’s only $65 and it’s easy!!

Make the Most of Your Post-Holiday Weekend!  You’ll Be Glad You Did!!

INFOGRAPHIC: 10 Fast Facts About Home Buying

10-fast-facts-about-home-buying-infographic

CHICAGO NEIGHBORHOOD NEWS – Lakeview, Lincoln Park, Bucktown and Wicker Park, Loop, Andersonville, Evanston

article-featured-neighborhood-010517

Lakeview: A small, brightly lit building between 3800 and 3900 North Lake Shore Drive has caught the attention of Chicagoans. What used to be a bus switching station is now a storage area for the Sheridan Garden Triangle. This non-profit is striving to revamp the piece of land next to the shed. The land is owned by the city of Chicago and the group was started by president Jill Weinberg six years ago. The garden now includes perennials, trees, and bushes. It also has its own high-end irrigation system. If you’re interested in contributing, you can donate to this organization at   https://sheridantrianglegarden.org/donate/.

Lincoln Park: A Chicago original, the Goose Island Brewpub, will be closing its doors on Sunday evening. Ken Stout, president of Goose Island, has stated the need for renovation. New brewing equipment will be installed, in addition to other innovations. With other new brewing pubs on the scene, like Revolution Brewing pub and the incoming Off Color Brewing taproom, Goose Island is looking to revamp in order to stay competitive. Never fear, the brewery and taproom at 1800 W. Fulton St. will remain open during the upgrade.

Bucktown and Wicker Park: Can’t make it to New Orleans for Cajun food? Fifolet, a restaurant in Wicker Park, has you covered. The New Orleans style eatery replaced Division Ale House in early November. Mouthwatering plates are served family style and craft cocktails are a must-have. The menu features vegetarian, vegan, and gluten free dishes as well. From a scan of the menu, the  Fried Alligator Etouffee and Fried Green Tomatoes have my mouth watering. Appetizers start at $6 with the priciest entrée coming in at $16.

Chicago Loop: From January 9 to February 16, the Art Institute will offer their annual tradition: free winter weekdays. Illinois residents can enter the museum for free during regular operating hours, Monday through Friday. Take a day off work and take a wander through this incredible museum.

Andersonville: Mark your calendars for March 15! Author Roxanne Gay is coming to an event hosted by Women and Children First bookstore in Andersonville. She will be reading sections from and leading discussion about her new book, “Difficult Women.” Britt Julious, a journalist, will join her in conversation. The event will take place at Senn High School, 5900 N. Glenwood Ave . It’s not too late to get tickets, as sales just began early Tuesday morning. Tickets are reasonably priced. $30 buys you both a book and a seat for the discussion.

Evanston: Are your kiddos singers? Dancers? Actors? Do they dream of being a mermaid? Lucky for you, the Evanston Children’s Theatre is hosting auditions for The Little Mermaid this Tuesday, January 10. Children from ages 8 through the 8th grade are welcome to audition and no previous experience is required. Rehearsals will be held either Tuesdays or Thursdays and on Saturdays. Performances are March 17 through the 20 at the Levy Center. If you’re interested, call 847-448-8263. Auditions will be held at 1823 Church Street in Evanston from 4 to 6 pm on Tuesday.

Kathy’s Home & Garden Tips – Preventing And Treating Indoor Allergies

article-featured-home-and-garden-010417

Indoor allergens come from three main sources. The first are dust mites: microscopic creatures that can trigger allergic reactions in many sensitive people. Live dust mites, their waste, and dead mites are the main causes. Pet dander is another dust component that can cause a reaction. Dander is made up of dead skin cells that have been cast off the animal. Although many people think pet hair is the allergen, it is actually these skin cells.

Cockroaches are a huge allergy trigger. We don’t like to think about them, but if you live in an urban area or large apartment building, it’s possible to have this problem without your unit being affected. Dead cockroach bodies disintegrate and blend with the dust, contributing to the allergy problem.

There are several ways to reduce allergens in your home. Hard surface flooring is the best way. Carpets trap allergens that spew into the air every time you walk across them, no matter how often you vacuum or clean them. If you must have carpet, clean and vacuum frequently with a HEPA filter vacuum. Use blinds instead of curtains. Vacuum lamp shades and upholstery frequently. Your bedding can also harbor many allergens. Use an allergen proof mattress cover and pillow covers. Change bedding weekly and wash in hot water.

Pets are another story entirely. Many of us love pets and wouldn’t think of getting rid of them but it’s best to consider how they will affect all members of the family before getting one. Most children don’t develop allergy problems till after age 5, so it’s best to wait till then before considering pets. There are some dog breeds thought to be allergen free but I have my doubts. There are also pet shampoos available to help reduce dander. In any event, if you have a pet, here are a few ways to reduce your exposure. Keep them out of the bedroom and especially off the bed. Have another family member frequently bathe and groom them, which will also keep allergens down. Always wash your hands after handling pets.

Of course, it’s always best to keep everything as clean and dust free as possible to reduce our exposure to allergens. Those of use not blessed with steam or hot water heat must make do with dust-spewing forced air. There are allergy preventing furnace filters but I’ve not found them worth the price. The benefits do not outweigh those from cheaper filters. Just change your regular filters more frequently.

As far as medication goes, have a talk with your doctor. Different people react differently to medication. I’ve found a good all-purpose allergy medication like Allegra or Claritin along with a nasal steroid like Nasacort or Flonase works well. It’s also recommended to take these medications year-round, not just during “allergy” season. They need to build up over time to be truly effective.

For very sensitive people, an air cleaner may provide some relief. They are quite pricey and are usually effective for one room only. Make sure they have a HEPA filter and are easy to clean. A dirty filter defeats the purpose.

KATHY WEAVER-ZECH & DEAN’S TEAM CHICAGO