THIS WEEKEND IN CHICAGO – It’s the Most Wonderful Time of the Year!

It’s the most wonderful time of the year — Christmas is less than two weeks away!  Whether you’re all set (bring it on) or haven’t even started yet (OMG), this weekend is for you!!

The Randolph Street Market (1341 W. Randolph St.) on the Near West Side returns this weekend with its Holiday Market to help you manage your shopping list or just hang out with family and friends. It’s the Windy City’s most beloved holiday shopping tradition!  The halls will be decked out with 3 floors of one-of-a-kind shopping and fun for the whole family.  Here you’ll find the most unusual and stylishly crafted mix of vintage and modern decorative objects, housewares, fashion, fancy foods, hostess gifts, and more from 125 vintage dealers and makers!  Plus kids of all ages are welcome at the complimentary Elves Workshop on-site with hands on arts & crafts like making your own wrapping paper, designing wacky holiday headgear, and decorating mini gingerbread houses while mom and/or dad are shopping.  From 12 pm-2 pm each day Santa Claus will be at the workshop to meet the kids and take down their holiday wishes!!

Join Lincoln Park Zoo (2001 N. Clark St.) in the Lincoln Park neighborhood as they celebrate 25 years of Zoolights under the glow of 2.5 million lights.  Not only does it feature hundreds of themed larger-than-life displays, incredible 3D displays, a 65-foot Ferris wheel, and a one-of-a kind light maze, but it also offers incredible seasonal activities such as live ice carving, strolling carolers, a musical light show at the Winter Wonderlawn, holiday snacks, gift shopping, and much more!  Plus take a photo with Santa on select days (through December 23rd).  After all, the most wonderful time of the year deserves the most wonderful event of the year right in the heart of the city!!

Chicago’s holiday spirit wouldn’t be the same without its Holiday Bar Crawls, which are taking place this Saturday!  And they are –

It’s time to get into the holiday spirit on the Chicago Santa Crawl from 11 am-6 pm at River North’s best bars including Bar Louie, Hubbard Inn, Ironside, JoJo’s Milk Bar, Joy District, Moe’s Cantina, Old Crow Smokehouse, and more!  Your ticket gets you admission to all participating venues, a free breakfast buffet, three $4 gift cards to use on the crawl, a Santa Hat, drink specials, giveaways, and more!!  So throw on your ugly Christmas sweater (or other holiday gear), grab your friends, and come spread some holiday cheer!!!

Festa’s 24th annual Twelve Bars of Xmas takes place from 9 am-9 pm at Wrigleyville’s best bars.  Festivities kick off with live music from Hairbanger’s Ball at Cubby Bear (9 am) and continue to over 30  participating venues.  Your ticket includes free breakfast, $12 of gift cards to use during the day, swag (gloves, gym bags, & t-shirt Koozies), their world-famous cereal shots, stickers and picture frames, drink specials, contests, and prizes galore!  New this year is their MeMe Garden where participants can take face in the hole pictures.  This is the world’s largest and longest-running Christmas/Costume/Charity Bar Crawl and is not to be missed!!

Returning for its 2nd year, the 12 Bars of Charity takes place from 2 pm-9 pm at West Loop bars.  This crawl is a friendly competition between 8 local charities.  The charities are split up into teams and assigned a team color.  Participants then pick the charity they want to support and receive a charity team color sweatshirt, $15 donation to the charity of their choice, free shuttle rides, free admission, and drink specials at all participating bars.  Also once on the event, participants have the freedom to go wherever they want, whenever they want, and with whomever they want!  It’s a super fun event that gives back in the true spirit of the holidays!!

Have a Wonderful Time!

CHICAGO NEIGHBORHOOD NEWS: Bucktown and Wicker Park, Lakeview, Lincoln Park, Andersonville, Logan Square, Evanston

Bucktown and Wicker Park: It might be getting colder, but you can still check out the indoor session of the Wicker Park Farmer’s Market! Held at The Robey Hall, this indoor market is the first Saturday of every month. Mark your calendars for January 4 from 10 am to 3 pm! Vendors include Beacon Doughnuts, Cheeze and Thank You, Frogtown Juice Co, Jacobson Family Farm, Tamales Express, and more. Find more information here.

Lakeview: Buddy the Elf and Santa are coming to Tuco and Blondie this Sunday, December 15! This fun and festive holiday event features a $10 kid-friendly brunch buffet. It includes some of Buddy’s favorite foods- candy, candy canes, candy corn, and syrup! There will also be healthier options available. Meet, mingle, and take photos with Santa’s favorite elf and of course- Santa Claus himself! The event is from 10 am to 2 pm and all pictures are complimentary. All children must be accompanied by an adult. Find more information here.

Lincoln Park: Santa Claus is heading to Summer House Santa Monica! On Sunday, December 15, Sunday, December 22 (both from 11 am to 2 pm), and Monday, December 23 (11 am to 3 pm), Santa Claus is coming for brunch. He’ll be taking gift requests from your kiddos, as well as passing out sweet treats! Find more information here.

Andersonville: Mark your calendars now for Late Night Andersonville! On Friday, December 20 from 5 to 9 pm, participating Andersonville stores will stay open late; offering special refreshments and deals for shoppers. It’s the perfect way to finish up that last minute Christmas shopping! There’s also restaurant specials, pictures with Santa, carolers, musicians, and more. The free holiday trolley runs along Clark St from 6 to 9 pm as well! Find participating businesses here.

Logan Square: If you’re looking for a sporty holiday activity, look no further than Curling on the Roof with Whiskey Business! Curling is a team sport where the participants compete for points by sliding round-shaped stones down an ice pathway at a target called a “Home” and points are tallied based on whichever stones are closest to the center or “Button”. Curling reservations are available on weekends or weekdays. Each reservation is good for one hour of curling on one of three 50 by 50 foot courts on the 3000 square foot rooftop. Dress warmly, as it is outdoors! If you need extra warmth, you can purchase drinks from the hot chocolate bar. Weekend curling is $40 an hour and weekday curling is $25 an hour. Find more information and make your reservations here.

Evanston: Are you looking for a crafty holiday experience? Join FlowersFlowers for their Holiday Workshop on Saturday, December 21 from 4:15 to 5:15 pm. Firstly, you’ll learn how to create a beautiful floral arrangement with unusual and novelty seasonal blooms. You’ll also discuss the many floral accents that make the holidays extra special, while creating your very own holiday centerpiece. The workshop is just $90 and includes all materials and instructions. Reserve your spot here today! 

RACHEL HOOVLER & DEAN’S TEAM CHICAGO

Restaurant Review – Southport Grocery

This week took me back to a favorite: Southport Grocery. This cafe and grocery store is so charming (and so tasty!), it definitely warrants a revisit. The atmosphere is warm and cozy, with a small number of oak tables, booths, and high tops. Running the center of the restaurant are wire shelves packed with delicious grocery goodies. They offer a wide variety of artisan foods, focused on local suppliers. There are house-made preserves, rotating wines, pasta sauces, bitters, soup mixes, spices, chocolate sauce, spreads, drink mixes, beans, hot sauces, and more. Behind these well stocked shelves is a pastry case, filled with scones, cookies, cupcakes, brownies, muffins, hand pies, and more. We came in for a late lunch- around 1:30 on a Tuesday afternoon. We had just missed the lunch rush, so we were seated right away. For such a small place, the menu is sizable! They offer both breakfast and lunch all day, as well as their delicious baked goods. I wanted to try something new and was overwhelmed by the options. I finally decided on The Hash: roasted local potatoes, red onion, mushroom, peppers, and red barn heritage white cheddar cheese; all topped with two organic cage-free eggs and scallion sour cream. I was trying to keep things a little lighter, so I ordered without the cheese or sour cream. This was fantastic! The potatoes were cut shoe-string style, so they came out crispy on the outside and perfectly squishy on the inside. The veggies were plentiful and were sautéed to perfection. I ordered my eggs over-easy, which was perfect for mushing around into the hash. My friend was in the mood for lunch and chose the Grilled Cheese: pickled green tomatoes, local apple, taleggio, white cheddar, and arugula; served on grilled tuscan bread with house made pickles on the side. She was generous enough to let me have a bite and it was marvelous! The pickled green tomatoes were so unique and flavorful. I also loved the combination of the apple and the white cheddar- perfectly savory and sweet. Southport Grocery has been a favorite of mine for a while and this visit confirmed it! I will absolutely be back. 

Southport Grocery is open Mondays through Fridays from 7 am to 3 pm; Saturdays and Sundays from 8 am to 4 pm. The kitchen closes 30 minutes prior to closing. Find more information on their website.

RACHEL HOOVLER & DEAN’S TEAM CHICAGO

Kathy’s Home & Garden Tips – Start the New Year on the Right Path

Many people start the new year with “Resolutions”. Many involve losing weight, eating better, or spending less money. Most of these good intentions tend to be forgotten before the end of January. Most resolutions fail because there is no plan. 

First, we need to call them by their right name: goals. Next, we need to put them down on paper. Start jotting down the things you really want to work towards. They can be personal or work related, but keep them separated. Look over your list and pick two that are the most important to you. Try to make the goal as simple as possible. I used to think I needed pages of goals and plans but the simpler, the better. Goals also need to be measurable in some way. Losing some weight sounds good but how can you tell if you’re successful? Losing 10 pounds in the first quarter of 2020 is measurable. Then you can decide your strategies. 

Strategies are the action plans that get us to our goal. Say you are in sales. Meeting more contacts is your bread and butter. One of your priorities could be to meet X number of new people per week to increase your client base. One strategy could be to attend more functions with your family, like school and sporting events. Another is to go to more networking meetings. Practice your scripts with others in your office to become proficient. A strategy for losing weight could be setting a specific number of workouts per month- say 25. Knowing you have to get those 25 done in one month will keep you from putting one off, thinking you have plenty of time. 

Tell others about your goal plans. It’s called accountability and it increases the likelihood that you’ll stick to your plan. Keep track of your progress; this is why we make progress measurable. This also helps you reassess. Maybe you need to course correct by changing up a few workouts or figuring out new ways to meet people. It’s better to realize in February you need to change things, instead of waiting till October and finding out your goals are out of reach. 

So try out a new goal plan for this new year! Check out different goal plans online for more ideas on structuring a goal plan to fit with your wants and needs. Remember to keep it simple, have a way to measure your progress, and DO so often. 

KATHLEEN WEAVER-ZECH & DEAN’S TEAM CHICAGO

What Affects Your Home Insurance?

Research suggests that about 1 in 20 homeowners will make an insurance claim each year. So while it may seem that your monthly home insurance expenses aren’t worthwhile, the chances of needing your insurance are higher than you might think.

There’s are countless factors that influence your insurance rates, so here are few examples—some you’ve probably considered, and some that might be surprising.

Location: Some areas are simply naturally more prone to damage than others. Potential for weather and natural disaster-related damage will factor into your insurance, as will crime rates and fire protection.

Home value: This may seem like a no-brainer at first glance, but there are some extra considerations. The value of your home and the cost to replace your home from a total loss may not be the same—it can often cost more to rebuild.

Pets: Just like certain HOAs and neighborhoods forbid specific dog breeds, your insurance company may also increase your premiums for a specific breed. Breeds with reputations for being aggressive (fair or not) like pit bulls, German Shepherds, and rottweilers can cost you more.

Trampolines and swimming pools: All that fun comes at a price! Insurance companies see trampolines and pools as big risks for injury and even death, and that’ll affect your insurance rates.

THIS WEEKEND IN CHICAGO – GUESS WHO’S COMING TO TOWN!

Guess who’s coming to town?  Looks like Santa Claus will be here this weekend but won’t be delivering any gifts, yet!

Thousands of Santas will hit the streets of Chicago for the 11th annual Santa Hustle® Chicago 5K and Kids Dash this Saturday at Soldier Field (1410 S. Museum Campus Dr.) in the South Loop.  Santa Hustlers will jingle their way through cookie and candy stations along the course to fuel their holiday cheer!  They will also receive a Santa hat, beard, and a finisher’s medal – and new this year – men’s, women’s or unisex hoodies, along with an option to add a Santa shirt, full Santa suit, or Mrs. Claus packages.  The Kids Dash (known as the Rudolph Run) is recommended for ages 2-10 years old.  Kid participants will receive a Santa hat, Santa beard, a race bib, and a finisher’s ribbon.  Afterwards, head on over to Navy Pier (600 E. Grand Ave.) in the Streeterville neighborhood for the traditional after party which includes an awards ceremony, medals for top finishers, drinks, and food.  It’s a magical experience and really has something for everyone!!

Santa is not done yet!  He’ll then be heading over to the 14th annual SantaCon Chicago this Saturday at the Tavern Tap Pub, Congress Plaza Hotel (520 S. Michigan Ave.) in the South Loop.  This is a weird and wonderful annual bar crawl through the heart of downtown Chicago.  Everyone 21+ is welcome, and you can join the festivities at any point and at any time!  You just need to check in or register and the key is to show up in a full Santa suit.  But if you haven’t had time to grab a Mr. or Mrs. Claus costume, just get into the spirit of the event and join the fun!  Be sure to check the website for the complete schedule.

Too early for Santa Claus?  Perhaps one of these events will suit your weekend needs:

See 90 small Christmas trees and religious displays at the 16th annual Christmas Trees from Around the World highlighting different ways of celebrating the holidays at the County Treasurer’s Office (118 N. Clark St., Rm. 112) in The Loop through January 2nd.  Three-foot-high trees are decorated by members of ethnic and religious communities to represent their heritage.  Also, on display are a Christian Nativity scene, an African American Kwanzaa Kinara, a Hindu Prayer Thali and a Jewish Menorah!

Don’t feel like going to The Loop for your glühwein fix?  Then head on over to the Christkindlmarket Wrigleyville at Gallagher Way (3637 N. Clark St.) now through December 31st.  This authentic German-style outdoor market gives visitors the opportunity to continue their holiday shopping and tasting of traditional German and international foods while enjoying family-friendly entertainment!  The Christkindlmarket has been a winter mainstay since its debut in the Chicago Loop in 1996!!

The Swedish American Museum (5211 N. Clark St.) will be hosting their Julmarknad this Saturday and Sunday in the Andersonville neighborhood.  This annual Christmas Bazaar features traditional Scandinavian and modern handicrafts for purchase, Scandinavian food, and traditional entertainment.  Visit the Children’s Museum for crafts, games and a special visit from Santa!  It’s entertainment for the whole family!!

Ho-Ho-Ho!

CHICAGO NEIGHBORHOOD NEWS: Lincoln Park, Bucktown and Wicker Park, Lakeview, Chicago Loop, Lincoln Square, Oak Park

Lincoln Park: What better way to get into the holiday spirit than with a party that ALSO gives back? It’s time for the Santa Claws Toy Drive on Saturday, December 21 from 5 to 8 pm. At the Tonic Room (2447 N Halsted), you can drink White Claws, take a photo with Santa, listen to music provided by The Bloodshot DJs, and more. It’s free to attend! Just bring a packaged toy for donation. Find more information here.

Bucktown and Wicker Park: Christmas shows aren’t your thing? That’s ok! Check out Always… Patsy Cline at The Den Theatre. Firebrand Theatre presents this musical about the friendship between Patsy Cline and fan Louise Seger. Seger took Cline into her home one night after a show and they struck up an unlikely friendship that lasted until Cline’s death. The show runs Thursdays and Fridays at 7:30 pm, Saturdays at 3 and 7:30 pm, and Sundays at 3 pm until December 15. Find more information and get your tickets here.

Lakeview: Wrap up the year with holiday cheer! On Saturday December 14 from 12 to 3 pm, head to the Capital One Cafe on Southport. Here you’ll join your neighbors and friends for an afternoon of holiday gift wrapping. The cafe is hosting a complimentary gift wrapping station and providing refreshments, while supplies last. It’s free to attend! There is a suggested donation of canned goods or non-perishable items for The Lakeview Pantry, but it is not required for participation in the gift wrapping station. For more information, email Kristine Coronado

Chicago Loop: Get yourself to the Goodman Theatre for a Christmas classic- A Christmas Carol! Actor Larry Yando is returning for his 12th appearance as Ebenezer Scrooge in this annual family-friendly show. The show runs Tuesdays through Thursdays at 7 pm, Fridays and Saturdays at 7:30 pm, and Sundays at 2 and 6 pm. It runs until December 29. Find more detailed ticket information and pricing here.

Lincoln Square: It’s time for Damen at Night- the Holiday Edition! Stay up late on Thursdays in December with the businesses on Damen Avenue. Participating businesses will be open until 9 pm, serving up refreshments and special deals. Knock out your holiday gift list by shopping locally! Find details about participating businesses and specials here.

Oak Park: Get your farmer’s market fix during the off season with Sugar Beet’s Winter’s Farmer’s Market Series! This monthly market is hosted by Sugar Beet Co-op and is on Saturday, December 14 from 10 am to 2 pm. This is a European style farmer’s market with a variety of producers, growers, and makers selling food, body care, and more. Featured vendors for this month include John Bailey Honey, Chanticlare Farm, Opportunity Knocks Pickles, Sitka Salmon, Little Buddha, and more. Find more information here.

RACHEL HOOVLER & DEAN’S TEAM CHICAGO

Restaurant Review – Carol’s Pub

This week took me to a Chicago institution: Carol’s Pub. Carol’s was established in 1972 and closed in September of 2016. This North Side dive bar was a popular spot for cheap beer, great food, and live country music for decades prior to its closing. The new owner, Ed Warm, also owns Joe’s on Weed Street and experienced considerable challenges with renovations prior to the bar’s re-opening. In addition to structural and decorative updates, Warm also staffed the kitchen with a cook from Fatso’s Last Stand (a popular hot dog stand in Ukranian Village). Skeptics were concerned about the remodel, worried that the character of the old dive would change. Well, even though I had never been to Carol’s prior to the renovation, I can wholeheartedly say I loved it. From the first step in, you feel at home. It simultaneously feels modern and old, with classic bar decorations, like stained glass lamps and beer memorabilia. There’s a central circular wooden bar, with smaller high top tables scattered about. The menu is small, with Sandwiches, Wings & Chicken Tenders, and Bar Snacks. We were hungry, so we decided to start with an order of Fried Pickle Chips: hand-breaded dill pickle chips served with Carol’s sauce. These were fantastic! The breading was crispy and light and the pickles came out piping hot. I don’t know what is in Carol’s sauce, but I want to bathe in it. It was a little spicy, a little sweet, and a LOT tasty. I ordered the BLT, a classic, and added a fried egg. Firstly, it was huge! It had at least 5 pieces of bacon, lots of lettuce and tomato, and a generous spread of mayo. And it was delicious! The bacon was crispy in the middle, soft on the ends; just how I like it. The fried egg was a great addition as well! My boyfriend ordered Carol’s Burger: lettuce, tomato, onion, pickle, and Carol’s sauce. He’s not normally a fan of sauces on his burgers, so he ordered his without and added American cheese. This was a great burger! It was cooked perfectly to medium rare, juicy, and flavorful. I definitely want to come back and try more food here! The Fried Bologna Sandwich caught my eye- I think that will have to be my next choice. 

Carol’s is open Sundays from 12 pm to 4 am, closed on Mondays, Tuesdays from 4 pm to 12 am, Wednesdays from 4 pm to 2 am, Thursdays and Fridays from 4 pm to 4 am, and Saturdays from 12 pm to 5 am. They feature live music multiple nights a week, as well as karaoke. Find more information on their website.

RACHEL HOOVLER & DEAN’S TEAM CHICAGO

Kathy’s Home & Garden Tips – Know Your Pet Expenses

So you want to bring a pet into the family. Be aware that you are taking on a big responsibility to care for that pet for their lifetime. In return, they will give you more joy than you can imagine. In 2016, $66.8 billion was spent on domesticated pets. Half of this cost was food and another quarter went to vet expenses. 

Vet bills can range from a minor ear infection (at around $300 dollars) to removing a foreign object from a dogs’ intestine (around $1600). Broken bones from a car accident could run thousands of dollars.  Regular vet visits with routine treatments like heart-worm and shots will cost several hundred dollars per year. Insurance for pets is becoming increasingly more popular as costs rise. There are many levels of coverage separated by what’s covered, deductibles, and reimbursement rates. Many won’t cover preexisting conditions or hereditary diseases, like hip dysplasia. Carefully review coverage and enroll pets as young as possible before conditions present themselves. Check sites like petinsurancereview.com and petinsurancequotes.com. 

When you are looking for a pet, purebreds can cost several thousand dollars. Always buy from a reputable breeder; never a pet store. Ask the breeder if the dog has been genetically tested for hereditary diseases common to the breed. You can find registered breeders on the American Kennel club website. Adopted dogs can still have some hereditary diseases, like pure bred dogs, but your initial output can be $350 or less. It usually comes with shots and spaying or neutering. Check for free adoption days and adopt an adult dog for even more savings.

Check your homeowners’ insurance for coverage for dog injuries. More than one third of all homeowner claims were dog bites and dog related. The average payout was over $33,000. Some insurers exclude dog liability coverage or won’t cover what they consider “dangerous” breeds, like pit bulls and Rottweilers. The best thing is to read your policy carefully and ask questions to make sure you are covered. Even with good coverage, you could be dropped after a dog incident.

It’s always best to have a well-trained dog to avoid those dog related incidents. Private trainers are pricey, costing up to $600 for a six-session course. The AKC has a six-week program ending with a test and certificate that runs about $100. It will usually satisfy condo boards, homeowners’ associations, and rental boards that require dog certification. Look for local programs at akc.org.

For everything else you need for your pet, it’s a good idea to comparison shop. From medicine like heart-worm and flea preventative (cheapest at Walmart and Chewy.com) to special diet  food (often cheapest at the vet who can offer it at cost), it pays to shop around. With medicine, ask if generics are appropriate. Most pharmacies will fill pet prescriptions. Check goodrx.com for best prices locally. 

So go out and find that pet that’s just right for you and your family. Just go in with your eyes wide open and realize this is a lifetime commitment. 

KATHLEEN WEAVER-ZECH & DEAN’S TEAM CHICAGO

Thinking About Buying Soon? Make Sure Your Credit Is In Order

There’s no more important time to work on your credit score than when you’re about to apply for a mortgage. Improving your credit can save you a ton of money—we’re talking about thousands of dollars over the life of the loan. Here are the actions you can take that will have a notable impact on your score.

Pay Down Your Credit Card Balances

Credit utilization is one of the biggest factors in determining your credit score. Your credit utilization should at least be less than 30 percent of your limit, and it’s even better if you can get it below 15 percent. This rule applies to both individual cards and your overall credit limit.

It may even be worthwhile to use some of the cash funds you were planning to use for a down payment to pay off credit card balances.

Do No Harm

While you certainly want to improve your score if possible, at the very least you’ll want to keep it steady. Avoid opening new lines of credit if you’re applying for a mortgage in the very near future. This will cause a hard inquiry to show up on your credit report.

Take Care Of Negative Items

It’s good practice to check your credit report for negative items a few times a year—you can get one free report from each of the three major bureaus (Experian, Equifax, and TransUnion) per year.

If you find any negative items (collections, late payments, etc.), write a letter to the original creditor. Explain the circumstances that led to the negative item, and request that it be removed from your report. It can be surprisingly effective, and removing a negative item will improve your credit score in a hurry. You can find some good templates for a request letter online.