Having the only home on the block that’s up for sale means less competition for you. But what happens when one or more of the neighbors decide to follow suit and plant their own For Sale signs on their front lawns? How can you compete to make sure your home stands out from the crowd?
Owning a home and having homeowner’s insurance go hand-in-hand, but how well do you really know your policy? Have you taken the time to read over your policy front to back? Few homeowners fully understand their insurance policies and all the little details that they contain.
It’s not called a “family room” for no reason. This important space in the home is dedicated to serving as a retreat for everyone in the home whenever they feel the need to chill out, play, and just hang with loved ones. Based on this description of what a family room is and should be, it needs to be designed and decorated accordingly.
The actual purchase price of a new home is typically a hefty amount – every buyer knows that. But what many new homebuyers might not realize is how much extra they’ll have to spend above and beyond what the actual home costs.
Do you know how much your home loan will cost you? It’s a critical question that you need to ask if you’re going to be able to budget accordingly. Luckily, the answer to this can be found on the Loan Estimate, which recently replaced the Good Faith Estimate (GFE) as well as the Truth-in-Lending (TIL) disclosure statement under TRID guidelines.
Whether you’re moving out of your current home or are just looking to purge a bunch of stuff you no longer use, an estate sale can be a great way to clear out things you no longer use and even help you make a good chunk of change at the same time.
While there are certainly similarities between selling different forms of real estate, there are also some differences that should be noted as well. Before you even begin the listing process for your condo, it would be wise to understand what these differences are.
Most people would automatically assume that a home located directly on a golf course would be worth much more than a similar home on a block that isn’t, and they’d be right most of the time. The idea of having crisp, clear views of pristine, meticulously maintained greenery is often enough to prompt buyers to up the ante in terms of offer prices.
It can be devastating to be turned down for a mortgage after getting your heart set on buying a new home. While lenders have loosened their lending criteria somewhat since the financial debacle nearly a decade ago, it can still be challenging to get approved for a mortgage if your credit score is low, your debt-to-income ratio is high, or your income is unstable. Ideally, lenders want borrowers to be able to check off all requirements before extending a mortgage.
Your home is likely your biggest asset, which is why a sound homeowner’s insurance policy is crucial. Heed the following advice to ensure you obtain the best insurance coverage possible for your home.
